I see, the site is having trouble creating new pages.
@ copmom, I don't use the smart card for anything BUT the camera, so wouldn't know how to write anything else to it
Dunno about your reader, but mine (all format usb 2.0) is both read and write.
I put the card in, copy (not cut) the images off it, and pull it out as soon as the copy finishes, since win2k comes along about 10 seconds later and tries to update the 'last accessed' info on the images.
that, erasing images, or doing a move rather than copy can make the card unusable unless you have one of the original olympus readers. Or an approved substitute, as all the new readers on the market will trash your card and don't come with the special format program to make them accessible to the camera again.
I learned this the hard way when I got the Ricoh.