Purely FWIW krypteller I'd tease that you run Windows & *nix :)
Surprised that nVidia graphics hardware gives you any pause upgrading to 10 -- they have full win10 drivers -- but maybe the drivers are just for the discreet cards?
And never click on a strange underlined word or sentence in an e-mail or on a web page. That is the users responsibility.
That seems a bit hypocritical on the bank's part -- billions are lost to computer related crime, & most of the big money losses are because the people [including higher ups] in corporations & banking fall for scams.
A large percentage of the average users has problems to fulfill these demands. Those users will profit from an automatic update system that Windows 10 Home seems to bring.
It probably won't surprise that my attitude on that, is that those not keeping stuff up to date, do so because it's just not that important to them. And it goes far beyond any OS itself, but includes security software, enterprise software, the code that their servers & networks run on etc. In a perverse way that's a good thing -- the guys & gals making money from scams & exploits have plenty of targets to keep them busy, with all that unpatched code to take advantage of, & no need to invest resources in coming up with the means to ensnare those of us who do keep everything up to snuff. ;)
I liked 7 the way it is/was. It tells me when there are important updates, which I can then check out before installing. It also gives me the chance to do a full backup, just in case. Problem was/is that that system allows the user to both take a passive role & turn updates off, & there are very frankly people who need to be forced if an update install is ever going to happen. Forcing them however brings up issues...
One is philosophical -- how much right do you have to tell your neighbor what to do? In some cases it seems pretty cut & dry, but there are always questionable calls & subjective judgements once you go down that road, & ironically the worst outcomes that were the point of the whole thing often increase.
Two, it forces those above average to somewhere below the bell curve. Since Microsoft has 1) made updates continuous, 2) stopped releasing data on what an update does, & 3) apparently stopped advance notice of updates, I have to change the way I manage Windows. I have to test & evaluate updates in an easily restored VM, & research online to see if updates killed anything. And I have to check for updates 1st thing when I fire up 10, because the download routine, which happens automatically, also starts up several processes while it ties up my network & disk I/O bandwidth -- if I am not proactive then I take a hit while doing something I don't want interrupted by that performance hit.
While I'll say a few nasty words to myself while I'm doing that busy work, if I was running an IT shop I'd be pretty ticked off. SO Microsoft has & is making changes & allowances to get IT on board with 10. I'm pretty sure that I'll eventually get around the current hassles through 3rd party tools & adopting whatever IT practices, but I'm still waiting for the dust to settle a bit. For the most part I'm 10 agnostic, try to recognize it's faults & potential accomplishments, but won't make any exclusive leap to 10 anytime soon -- the scales simply have not tipped in its favor as of yet -- so I can wait.
Likewise I don't have a real opinion of how updates work with 10, home or pro. I see it's ugly weaknesses, but realize that my skepticism may be proved wrong, *if* Microsoft never releases a bad update again, & *if* they can point to some big overall positive difference it has made real world. OTOH history regarding that 1st part makes me pretty confident that I'll never have to eat my words. :)
If I have a problem that I cannot solve, I will go back to Windows 7, or Ubuntu/elementary for that machine. I still have my chromebook and iPad to read my mail, do postings, write my blog, run Word and Excel on-line, copy my photographs to DropBox, do e-banking, etc.
That's the advantage of a regular PC vs. a laptop... It's fairly cheap & easy to add disk space [which I need plenty of anyway working with video], so I can run a bunch of OSes & switch freely between them. I could be typing this in a VM, or after booting into 7 32 bit, 10 32 or 64 bit, or firing up my Android or Windows tablet, but why would I bother? If I'm in 10 & it gives me a problem I can fool with it, or boot into 7 64 until later.